The Zopa assessment process, explained

Plan your graduate preparation and understand what changes for experienced roles.

View assessment details View hiring process

By the Game Assessment Prep research teamUpdated September 14, 2026How we research

The Zopa hiring process at a glance

  1. 1Application — Apply to the specific programme.
  2. 2Online assessments — Aon testing.Assessment preparation
  3. 3Recorded interview — Also through Aon.
  4. 4Case studies — In-person day, then remote case.
  5. 5Final interview — Remote graduate final stage.Intake timing
Explore the reported assessment formatsNumerical reasoning and critical thinking — historical format

What to expect in the Zopa assessment

There is no verified current Zopa game list. The historical evidence below supports an optional preparation category, not a claim about the modules in the 2027 invitation.

Numerical reasoning and critical thinking — historical format

Category practice

Official source

The archived 2025-entry advert names these abilities. Use general numerical and logical practice to refresh interpretation and reasoning, then select official Aon familiarization that matches your actual invitation. The older advert's shorter assessment time is superseded by the current posting.

Source: Zopa — archived 2025-entry Graduate Analyst advert

Explore Numerical reasoning and critical thinking — historical format
Good to know: A provider practice hub covers more formats than one employer may use. Do not assume that a named Aon game, every available practice module or a practice score predicts your Zopa assessment.

Which Zopa roles and programs does this guide cover?

Today's employer is Zopa Bank. Its careers site dates the bank's launch to June 2020 and describes a digital banking business covering savings, borrowing and money-management products. Older accounts of the peer-to-peer business should not automatically define today's candidate experience.

The most useful preparation combines analytical clarity with a customer perspective. Practice turning a calculation into an explanation of what a decision means, what remains uncertain and what you would investigate next. Experienced candidates should also make the depth and relevance of their own work easy to assess.

Experienced software engineering

The current London Java/Kotlin vacancy emphasizes resilient distributed services, production ownership, test-driven development and collaboration with product, design and data colleagues.

Official source

Source: Zopa — Java/Kotlin Software Engineer, London

How does the Zopa assessment work?

Separate test and video windows

Official source

Tests: approximately 45 minutes total, due within one week after applying. Video: up to 45 minutes, due within one week of invitation.

Source: Zopa — 2027 Graduate Analyst vacancy

Aon is not an exact test lineup

No evidence found

The current advert does not name individual modules, game titles, question counts or pass thresholds. Identifying the supplier is not enough to claim that Zopa uses a particular product from Aon's catalogue.

Source: Zopa — 2027 Graduate Analyst vacancy reviewed September 2026

AI instructions differ by interview stage

Official source

Zopa's engineering advert prohibits AI use in behavioral and competency interviews. Technical-stage rules depend on the role and are communicated by the Talent Partner; when permitted, reasoning and tool decisions matter alongside the output.

Source: Zopa — Java/Kotlin Software Engineer, interview policy

Checks are distinct from assessments

Official source

The job-applicant privacy notice describes references, identity and right-to-work verification, and other background information. It states an offer-to-first-day scope. These checks should not be confused with the graduate reasoning assessment or treated as another game stage.

Source: Zopa — Privacy Notice for Job Applicants, updated February 2025

Official practice instructions come first

Official source

Aon explains that employers choose assessment combinations to suit a role. Its guidance distinguishes introductory explanations and examples from the actual tests and provides familiarization resources for several assessment categories.

Source: Aon — Prepare for your Online Assessment

What happens in the Zopa hiring process?

The published graduate sequence

The 2027 advert sets out the following progression.

  1. 1Apply; complete Aon assessments, then the recorded interview if invited.
  2. 2Attend an in-person case study in Canary Wharf.
  3. 3Successful candidates continue to a remote case study and remote final interview.

Source: Zopa — 2027 Graduate Analyst vacancy

Preparing for an experienced engineering discussion

The engineering advert provides preparation priorities rather than a universal stage order.

  1. 1Build a walkthrough of a service you helped design, deliver and operate.
  2. 2Explain reliability, testing and monitoring decisions in relation to the customer problem.
  3. 3Distinguish direct experience from technologies you would need to learn.
  4. 4Confirm the exercise format and permitted tools when technical-stage instructions arrive.

Source: Zopa — Java/Kotlin Software Engineer, London

When is the Zopa assessment?

The current graduate calendar differs from archived adverts. Keep application closing, assessment expiry and employment start dates separate.

CycleApplication datesLikely assessment windowEvidence
Applications for 2027 entry9am UK time, Sunday October 25November case days; later stages into JanuaryEstimate / inference

The weekday/date sequence indicates 2026 applications. Starts are February or September 2027. Confirm the year and your appointment in the live advert and invitation.

Source: Zopa — 2027 Graduate Analyst vacancy; application year inferred from calendar

Experienced opportunitiesVacancy-specificArranged for the selected roleEstimate / inference

A graduate campaign calendar does not establish the timetable for engineering or other experienced positions. Plan around the vacancy and the schedule communicated for your application.

Source: Zopa — experienced engineering vacancy

How to prepare for the Zopa assessment process

Use practice to improve reasoning you can explain without assistance. A useful answer makes the problem, assumptions, analysis and recommendation visible to the listener.

1. Turn a table into a decision

Create a short practice exercise using fictional customer or product data. Calculate a rate or percentage change, check the denominator and explain whether the comparison is fair. Then give a concise recommendation and name one missing variable that might reverse it. This is original preparation, not a claimed Zopa case.

2. Build a customer-and-business explanation

Choose a Zopa product category described on the careers site. Explain the customer problem it solves and a tradeoff between simplicity, access, reliability and commercial performance. Prepare a question about how a team would measure success. Product context should support your reasoning rather than become a recital of marketing language.

3. Practice a case conversation

Ask someone to challenge the assumptions in a practice analysis. Summarize the objective before calculating, explain what evidence would distinguish competing explanations, and update your view when new information arrives. End with a recommendation, its limitation and a next step. The aim is clear thinking under discussion, not memorizing an answer.

4. Give evidence of ownership and collaboration

Select one example where you took responsibility for a problem and another where a colleague changed your thinking. State what you personally did and what improved. Zopa's careers page emphasizes accountability and collaboration; use concrete actions to make your fit assessable.

5. Use official familiarization and check your setup

Aon recommends a stable connection and suitable browser, with a computer generally preferred. Read the instructions for allowed materials and use its examples to understand the controls. For recorded answers, check your microphone and camera and practice speaking from a short outline without reading a script.

Explore Aon assessments

Zopa assessment FAQ

Who provides Zopa's graduate assessments?

Aon, as named in the 2027 Graduate Analyst advert.

Is the recorded interview on HireVue?

The graduate advert names Aon for that stage.

Which Aon games should I practice?

No exact current game titles are established. Start with the instructions in your invitation and match familiarization to the modules it names.

Is this still the peer-to-peer lender's hiring process?

This guide concerns current Zopa Bank hiring. Zopa's careers site dates the bank's launch to June 2020; older business-era reports need separate context.

Do experienced applicants follow the graduate stages?

Do not assume so. Use the experienced vacancy and the interview plan supplied for that role.

How should I prepare for a case study?

Practice structuring an unfamiliar problem, checking calculations, explaining assumptions and defending a recommendation while remaining open to new evidence.

Sources and references

The sources below support this guide. Claim labels distinguish official information, candidate reports, and research inferences.

  1. 2027 Graduate Analyst

    Zopa · Accessed

  2. Java/Kotlin Software Engineer — London

    Zopa · Accessed

  3. Zopa careers

    Zopa · Accessed

  4. Privacy Notice for Job Applicants

    Zopa · Accessed

  5. Prepare for your Online Assessment

    Aon · Accessed

  6. Graduate Analyst — January/September 2025 entry, archived

    Zopa via Bright Network · Accessed

Game Assessment Prep is independent and is not affiliated with Zopa or its assessment providers. Employer processes can change by program, role, country, and recruiting cycle. Follow your invitation over this guide. This guide was reviewed on . Claims are labeled by evidence strength. How we research and label claims.

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