CFP® Exam Estate Planning Practice Questions

Estate Planning is 10% of the CFP® exam. Practice original questions on titling, documents, gift and estate tax, trusts and transfer techniques, then take the free ten-question estate drill.

Take the full timed CFP mock exam

170 four-choice questions in two timed 3-hour sections, with short scenarios and a case study in each, weighted like the real exam, with a score by domain and an explanation for every answer. 17 of the 170 questions are estate planning.

Or try the free estate planning drill
  • 39 original estate planning questions with explained answers
  • 10% of the exam: domain G, CFP Board topics G.54–G.64
  • 17 of the 170 questions in our full mock
Free sample · Question 1 of 3Estate Planning

Sienna wants $3 million of new life insurance kept out of her gross estate. Which approach best achieves that?

What our estate planning questions cover

  • Joint tenancy, tenancy in common, tenancy by the entirety and community property; beneficiary designations
  • Probate and nonprobate transfers; wills, revocable trusts, powers of attorney and health care directives
  • Annual exclusion gifts, gift splitting, the unified credit and the gross estate
  • Irrevocable life insurance trusts, Crummey powers, GRATs, QPRTs and charitable trusts
  • The marital deduction, QTIP trusts, credit shelter trusts and portability
  • Installment sales, SCINs, private annuities, sales to grantor trusts and family limited partnerships
  • Qualified disclaimers, the alternate valuation date, special needs trusts and ABLE accounts
Line drawing of a sealed envelope with a wax seal, a house key, a family tree and a fountain pen

This list is our own summary of the domain, written for practice. CFP Board publishes the official list of principal knowledge topics.

Drill estate planning, then sit the full mock

Take the full timed CFP mock exam

170 four-choice questions in two timed 3-hour sections, with short scenarios and a case study in each, weighted like the real exam, with a score by domain and an explanation for every answer. 17 of the 170 questions are estate planning.

Or try the free estate planning drill

Rules the questions test most

  1. Property owned as joint tenants with right of survivorship passes to the surviving owner by law, outside probate and regardless of the will.
  2. Spouses can elect gift splitting, so a gift by one spouse is treated as made half by each, doubling the annual exclusion available for that gift.
  3. Life insurance on your life is in your gross estate if you held any incident of ownership at death or transferred the policy within three years of death.
  4. A qualified disclaimer must be in writing, made within nine months of the transfer, before the disclaimant accepts any benefit, and the property must pass without the disclaimant directing it.
  5. A QTIP trust qualifies for the marital deduction while letting the first spouse to die choose the remainder beneficiaries; the surviving spouse must receive all income at least annually.

Start the free estate planning drill · Full CFP mock exam · Case study drill · Mixed drill

Common questions

How much of the CFP exam is estate planning?

Estate Planning is 10% of the CFP® exam, about 17 of the 170 questions, covering CFP Board topics G.54 to G.64.

Do the questions use current exemption amounts?

Where a question depends on an exclusion or exemption amount, it states the amount in the question, as the exam’s tax tables provide it. The concepts (gross estate inclusion, gift splitting, portability, the marital deduction) do not change from year to year.

Take the full timed CFP mock exam

170 four-choice questions in two timed 3-hour sections, with short scenarios and a case study in each, weighted like the real exam, with a score by domain and an explanation for every answer. 17 of the 170 questions are estate planning.

Or try the free estate planning drill

More CFP exam domains

Domain weights and exam format: CFP Board: What you’ll be tested on (domains and weights) · CFP Board: Exam format, checked November 2026.

Game Assessment Prep is an independent practice site. It is not affiliated with, endorsed by or a registered education program of CFP Board, and CFP Board does not review or endorse these questions. Every question is original; none is taken from CFP Board practice exams or other CFP Board materials.

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.