Insurance producer licensing

Free Insurance License Practice Test

Practice life and health and property and casualty questions with a worked answer for every one, then sit full timed mocks in the Pearson VUE format with a score for every outline section.

Take a full timed Texas life and health mock exam

145 questions in 150 minutes, scored on the 130 that count, with a score for every outline section and a worked answer for every question.

Or start with a free 10-question drill
  • 671 general-knowledge questions for life and health and P&C
  • 195 Texas-law questions, each checked against the statute or rule
  • 5 full timed mocks, from 90 to 145 questions
Free sample · Question 1 of 5Casualty policies, bonds and liability coverages

An employee of a business that leases its office accidentally starts a fire that damages the landlord's building. The landlord sues the tenant. Which part of the tenant's CGL responds?

Choose your exam

How insurance licensing works

  • Each state’s insurance department licenses insurance producers (agents). You need a license for each line you sell: life, accident and health, property, casualty, or combinations of them.
  • The exam has a general-knowledge part, which tests the same products, policy provisions and federal rules in every state, and a state part on that state’s insurance law.
  • Texas exams are delivered by Pearson VUE for the Texas Department of Insurance: General Lines Life, Accident and Health (145 questions, 150 minutes), General Lines Property and Casualty (145 questions, 150 minutes) and Life Agent (90 questions, 120 minutes). A scaled score of 70 passes.
  • After passing, you apply to the state for the license. In Texas that means fingerprints through IdentoGO and an application through Sircon or NIPR within 12 months of passing.
Line drawing of an agent’s desk with policy folders, a desk lamp, and a small model house and toy car side by side

Take a full mock under the real clock

Take a full timed Texas life and health mock exam

145 questions in 150 minutes, scored on the 130 that count, with a score for every outline section and a worked answer for every question.

Or start with a free 10-question drill

Common questions

What is on the insurance license exam?

Every state’s producer exam has a general-knowledge part on insurance products, policy provisions and contract law, and a state part on that state’s insurance law. In Texas, the General Lines exams have 100 scored general questions and 30 scored Texas questions, plus 15 unscored pretest questions, in 150 minutes.

Which insurance license should I get first?

Most new agents start with the line they will sell. Life and health (in Texas, General Lines Life, Accident and Health) covers life insurance, annuities and health plans. Property and casualty covers home, auto and business insurance. Many agents add the second line later.

How hard is the insurance license exam?

In Texas in 2025, 57% of first-time candidates passed the General Lines Life, Accident and Health exam, 59% the General Lines Property and Casualty exam and 47% the Life Agent exam, according to the TDI pass-rate report.

How much does the insurance license exam cost?

It depends on the state. In Texas the General Lines exams cost $49 per attempt and the Life Agent exam $39, paid to Pearson VUE; the TDI license application fee is $50.

Are these real insurance exam questions?

No. States and testing vendors do not release exam questions. These are original practice questions written to the Pearson VUE content outline effective September 1, 2026, with a worked explanation and the source behind every answer. Texas-law answers are checked against the Texas Insurance Code and the Texas Administrative Code.

Insurance license practice exams

One insurance license pass covers every full mock exam and unlimited drills below. Every drill’s first attempt is free.

Checked November 2026: Pearson VUE: Texas insurance exams · Texas Insurance Content Outlines · TDI exam pass rates, 2025 · TDI licensing.

Original independent practice questions. Not affiliated with or endorsed by Pearson VUE, the Texas Department of Insurance or any state insurance department.