Texas Homeowners and Property Insurance Law Practice Questions
Section II.A–D, G–H of the Texas state outline · Texas General Lines Property and Casualty: 6 scored questions
Ten questions on Texas property rules, residual markets and guaranty funds, untimed, with a worked answer after each one.
Or take the full Texas Property and Casualty mock examFor good cause and after notice and hearing, the Commissioner withdraws approval of a homeowners policy form. What is the earliest date the withdrawal order may take effect?
Texas property rules, residual markets and guaranty funds on the exam
This part of section II of the Texas outline covers Texas property rules: when an insurer may cancel or refuse to renew, where owners turn when the regular market will not write them, and how claims must be paid.
- Outline
- Section II.A–D, G–H: Surplus lines, rates and forms, homeowners cancellation and nonrenewal, the Texas FAIR Plan, TWIA, prompt claim payment and the guaranty association
- Share of the exam
- Texas General Lines Property and Casualty: 6 of 130 scored questions
- Our drill
- 10 questions from 25 on this section, untimed, a worked answer after each; one free attempt, unlimited with a pass
What to know
- An insurer may cancel a policy only for the reasons the Insurance Code allows, such as nonpayment of premium or a fraudulent claim (Sec. 551.104).
- Unless the insurer mails a nonrenewal notice no later than the 60th day before the policy expires, it must renew the policy at the insured’s request (Sec. 551.105).
- The Texas Windstorm Insurance Association writes windstorm and hail coverage for insurable property in the designated catastrophe area along the coast (Chapter 2210). The Texas FAIR Plan Association delivers residential property insurance in underserved areas, where coverage is not reasonably available in the voluntary market (Chapter 2211).
- Surplus lines insurers are not licensed (admitted) in Texas; coverage is placed with an eligible surplus lines insurer through a licensed surplus lines agent (Chapter 981).
- The Texas Property and Casualty Insurance Guaranty Association pays covered claims of insolvent insurers (Chapter 462).
Test yourself on Texas property rules, residual markets and guaranty funds
Ten questions on Texas property rules, residual markets and guaranty funds, untimed, with a worked answer after each one.
Or take the full Texas Property and Casualty mock examCommon questions
How many Texas property rules, residual markets and guaranty funds questions are on the exam?
This topic is about 6 of the 30 scored Texas questions on the General Lines Property and Casualty exam (section II is 12, shared with auto and workers’ compensation).
Are these real exam questions?
No. Pearson VUE does not release exam questions. These are original practice questions written to the published content outline, with a worked explanation and the source behind every answer.
More Texas law sections
Outline and facts checked November 2026: Pearson VUE: Texas insurance exams · Texas Insurance Licensing Candidate Handbook · Texas Insurance Content Outlines (effective September 1, 2026) · TDI exam pass rates, 2025 · Texas Insurance Code.
Original independent practice questions written to the published Pearson VUE content outline. Not affiliated with or endorsed by Pearson VUE, the Texas Department of Insurance or any state insurance department.