Casualty Insurance and Liability Practice Questions
Section IV of the general-knowledge outline · Texas General Lines Property and Casualty: 23 scored questions
Ten questions on casualty policies, bonds and liability coverages, untimed, with a worked answer after each one.
Or take the full Property and Casualty mock examUnder the Personal Auto Policy, which of these vehicles qualifies as an uninsured motor vehicle?
Casualty policies, bonds and liability coverages on the exam
Outline section IV is 23 of the 100 general-knowledge questions: liability insurance for people and businesses, auto, workers compensation, crime and surety and fidelity bonds.
- Outline
- Section IV: Commercial general liability, personal and business auto, workers compensation and employers liability, crime, bonds, professional liability and umbrella
- Share of the exam
- Property and Casualty general knowledge: 23 of 100 scored questionsTexas General Lines Property and Casualty: 23 of 130 scored questions
- Our drill
- 10 questions from 75 on this section, untimed, a worked answer after each; one free attempt, unlimited with a pass
What to know
- The CGL’s Coverage A pays bodily injury and property damage liability, Coverage B personal and advertising injury, and Coverage C medical payments regardless of fault. Supplementary payments such as defense costs are paid in addition to the limits.
- An occurrence CGL covers injury that happens during the policy period, whenever the claim is made. A claims-made CGL covers claims first made during the policy period for injury after the retroactive date.
- Auto liability limits are split (for example 50/100/25: per person bodily injury, per accident bodily injury, property damage) or a combined single limit. Collision pays for impact with another object or upset; other than collision pays theft, fire, glass, hail, flood and hitting an animal.
- Workers compensation pays employees’ medical costs and lost wages for work injuries regardless of fault, and is the employee’s exclusive remedy against the employer. Employers liability (Part Two) covers suits that fall outside the workers compensation law.
- A surety bond guarantees that a principal will perform an obligation for an obligee; a fidelity bond protects an employer from employee dishonesty.
- An umbrella policy sits over the underlying auto, homeowners or general liability limits and can cover some claims the underlying policies exclude, after a self-insured retention.
Test yourself on casualty policies, bonds and liability coverages
Ten questions on casualty policies, bonds and liability coverages, untimed, with a worked answer after each one.
Or take the full Property and Casualty mock examCommon questions
How many casualty policies, bonds and liability coverages questions are on the exam?
Section IV is 23 of the 100 scored general-knowledge questions on the Texas General Lines Property and Casualty exam.
Are these real exam questions?
No. No state or testing vendor does not release exam questions. These are original practice questions written to the published content outline, with a worked explanation and the source behind every answer.
More property and casualty sections
Outline and facts checked November 2026: Texas Insurance Content Outlines (effective September 1, 2026) · Texas Insurance Licensing Candidate Handbook.
Original independent practice questions written to the published Pearson VUE content outline. Not affiliated with or endorsed by Pearson VUE, the Texas Department of Insurance or any state insurance department.