Texas Life Insurance Law Practice Questions
Section II of the Texas state outline · Texas General Lines Life, Accident and Health: 6 scored questions
Ten questions on Texas law for life insurance and annuities, untimed, with a worked answer after each one.
Or take the full Texas Life and Health mock examA whole life policyholder stops paying premiums; the premium in default was due April 1. Under the Texas standard nonforfeiture law, by when must she request the cash surrender value instead of the paid-up nonforfeiture benefit?
Texas law for life insurance and annuities on the exam
Section II of the Texas outline is 6 of the 30 Texas questions on the General Lines Life, Accident and Health exam and 10 of the 30 on the Life Agent exam: the provisions the Texas Insurance Code writes into every life policy, and the rules on replacing one.
- Outline
- Section II: Advertising and illustrations, the buyer’s guide, required life policy provisions, group and credit life, replacement and nonforfeiture
- Share of the exam
- Texas General Lines Life, Accident and Health: 6 of 130 scored questionsTexas Life Agent: 10 of 80 scored questions
- Our drill
- 10 questions from 28 on this section, untimed, a worked answer after each; one free attempt, unlimited with a pass
What to know
- A Texas life policy gives a grace period of at least one month for each premium after the first, and may deduct an unpaid premium from the death benefit if the insured dies during it (Sec. 1101.005).
- A life policy in force for two years from its issue date during the insured’s lifetime is incontestable, except for nonpayment of premium (Sec. 1101.006).
- In the absence of fraud, a statement by the insured is a representation, not a warranty (Sec. 1101.007). If the insured’s age was understated, the benefit is what the premium paid would have bought at the correct age (Sec. 1101.008).
- Settlement after the insured’s death is due no later than two months after the insurer receives proof of death and of the claimant’s right to the proceeds (Sec. 1101.011).
- Replacement rules (Chapter 1114) protect owners from switching policies without full information: the agent and the replacing insurer each have disclosure and notice duties.
Test yourself on Texas law for life insurance and annuities
Ten questions on Texas law for life insurance and annuities, untimed, with a worked answer after each one.
Or take the full Texas Life and Health mock examCommon questions
How many Texas law for life insurance and annuities questions are on the exam?
Section II is 6 of the 30 scored Texas questions on the General Lines Life, Accident and Health exam and 10 of the 30 on the Life Agent exam.
Are these real exam questions?
No. Pearson VUE does not release exam questions. These are original practice questions written to the published content outline, with a worked explanation and the source behind every answer.
More Texas law sections
Outline and facts checked November 2026: Pearson VUE: Texas insurance exams · Texas Insurance Licensing Candidate Handbook · Texas Insurance Content Outlines (effective September 1, 2026) · TDI: General lines, life, accident, health and HMO · TDI exam pass rates, 2025 · Texas Insurance Code.
Original independent practice questions written to the published Pearson VUE content outline. Not affiliated with or endorsed by Pearson VUE, the Texas Department of Insurance or any state insurance department.