Medicare, Medicaid and Health Insurance Concepts Practice Questions
Section VII–VIII of the general-knowledge outline · Texas General Lines Life, Accident and Health: 11 scored questions
Ten questions on social insurance and other health concepts, untimed, with a worked answer after each one.
Or take the full Life and Health mock examIndividual disability income policies typically cover which types of disabilities, compared with most group disability plans?
Social insurance and other health concepts on the exam
Outline sections VII and VIII are 11 of the 100 general-knowledge questions: the government programs that sit beside private health insurance, and the concepts that decide which policy pays and how benefits are taxed.
- Outline
- Section VII–VIII: Medicare, Medicaid and Social Security disability, kinds of disability, coordination of benefits, taxation of health insurance, managed care and subrogation
- Share of the exam
- Life and Health general knowledge: 11 of 100 scored questionsTexas General Lines Life, Accident and Health: 11 of 130 scored questions
- Our drill
- 10 questions from 40 on this section, untimed, a worked answer after each; one free attempt, unlimited with a pass
What to know
- Medicare Part A covers hospital inpatient care, skilled nursing facility care after a hospital stay, hospice and some home health care. Part B covers doctors’ services and outpatient care. Part C (Medicare Advantage) is private plans that replace A and B; Part D covers prescription drugs.
- Medicaid is a joint federal and state program for people with limited income and resources. It, not Medicare, is the major public payer of long-term custodial nursing home care.
- Coordination of benefits stops a person with two group plans from collecting more than the cost of care: the primary plan pays first and the secondary plan pays some or all of the rest.
- Disability benefits from an individual policy the insured paid for with after-tax money are not taxable. Benefits from an employer-paid plan are taxable to the employee.
- Residual disability benefits pay a share of the full benefit in proportion to the income the insured lost after returning to work with reduced earnings. A recurrent disability within a set period is treated as the same disability.
- Subrogation gives the insurer that paid a claim the insured’s right to recover from the person who caused the loss.
Test yourself on social insurance and other health concepts
Ten questions on social insurance and other health concepts, untimed, with a worked answer after each one.
Or take the full Life and Health mock examCommon questions
How many social insurance and other health concepts questions are on the exam?
Sections VII and VIII are 11 of the 100 scored general-knowledge questions on the Texas General Lines Life, Accident and Health exam (6 and 5).
Are these real exam questions?
No. No state or testing vendor does not release exam questions. These are original practice questions written to the published content outline, with a worked explanation and the source behind every answer.
More life and health sections
- Types of life policies and annuitiesdrill
- Life policy riders, provisions, options and exclusionsdrill
- Life application, underwriting and policy deliverydrill
- Retirement plans, group life and taxationdrill
- Types of health policiesdrill
- Health policy provisions, clauses and ridersdrill
- Health field underwritingdrill
Outline and facts checked November 2026: Texas Insurance Content Outlines (effective September 1, 2026) · NAIC Uniform Individual Accident and Sickness Policy Provision Law · Texas Insurance Licensing Candidate Handbook.
Original independent practice questions written to the published Pearson VUE content outline. Not affiliated with or endorsed by Pearson VUE, the Texas Department of Insurance or any state insurance department.